This is a very important sentence, in which he expresses the substance and nature both of faith and of righteousness. He indeed clearly shows that faith brings us righteousness, not because it is a meritorious act, but because it obtains for us the favor of God. Nor does he declare only that God is the giver of righteousness, but he also arraigns us of unrighteousness, in order that the bounty of God may come to aid our necessity: in short, no one will seek the righteousness of faith except he who feels that he is ungodly; for this sentence is to be applied to what is said in this passage, that faith adorns us with the righteousness of another, which it seeks as a gift from God. And here again, God is said to justify us when he freely forgives sinners, and favors those, with whom he might justly be angry, with his love, that is, when his mercy obliterates our unrighteousness. – John Calvin
Passage: Romans 4:1-8
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